owe 欠（钱），负债，感激，应给予，归因于
①debt/arrearage 欠（钱）
She says they often start by making the lowest payment required. Over time， their credit limit is increased， but they do not pay off their debt.
她说，他们通常从最低付款额度开始，久而久之，信贷限额上升，但他们不去付清欠款。
Check account with the financial department and control the arrearage
与财务部门帐目核对及应收欠款的控制。
②appreciate 感激
We would appreciate the prompt return of books to the library.
若能及时将图书归还图书馆，我们将不胜感激。
③attribute to 归因于
The indirect productivity costs attribute to most of the economic loss.
大多数经济损失归因于间接的劳动收入损失。
